Tuesday, September 26, 2017

Promoting my universal healthcare ideas

Today is the day designated for promotion, where Friday also MAY have, and for now though am still figuring out how to get some kind of actual business started which means no paid promotion for some other entity, so thought would take opportunity to talk my ideas again. And to me is also more public service as insurance is important and I don't think is generally well understood:

There is so much risk in life where people can pool resources with businesses which will pay out when needed, up to a point, if needed. And such businesses are called insurance companies.

So strangers will take care of your needs, because you've given them money along with enough other people, if you have a problem covered under a contract, which limits liability of the strangers.


Which is outlining abstraction covering insurance completely. I think that's really cool. From start of this post on my blog Lost In Commentary, which handles most of my politics.

That business of limiting liability gets problematic with health insurance though, as technically the insurance company should simply stop at THAT point, but from a human interest viewpoint, should not, and people struggle there. When I say, just because insurance company doesn't pay past limit of coverage doesn't mean can't keep administering so patient sees no change.

Government just takes over paying the MONEY for care at the limits of insurance coverage.

Rich people actually do something like this where they have insurance too, but insurance adjuster simply tells rich person how much to pay, if at fault. Like if you are so wealthy you can easily afford if you wreck your car, yet you STILL have car insurance so an adjuster can tell you how much to pay, and whether to pay, like maybe other person was actually at fault. On your own you could be taken advantage of, so wealthy person pays for expertise, in handling car accidents. Car insurance company has TONS of that, so may as well leverage that for more business, as why not?

How could such simple ideas where talk entire thing at my other blog not be part of the discussion on health insurance? I think part of it is that modern computers and ability to handle lots of data have made it affordable, and people don't tend to think outside of the box, preferring to whir around in old tracks.

Which is what the US Congress is doing lately. Innovation is when you break to better, like above breaks with the idea of a health insurance company ending care, with the better idea of continuity of care, with the money simply flowing from elsewhere, the government, when needed.


James Harris

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